Lincoln Memorial University

Direct Parent Plus Loans

Welcome to the Federal Direct Parent PLUS Loan Program page for LMU. The Federal Direct Parent PLUS Loan is a low-cost education loan for parents of dependent students. Approval for this loan is based on the credit history of the parent borrower, not on the parents' income. To proceed with the online process, the parent borrower should follow the steps below:


  1. The parent must go to, and log in with the parent's FSA ID.  Once logged in, the parent should select the "Apply for a Direct PLUS Loan" link.  Next, the parent should select "Direct PLUS Loan Application for Parents" as the type of loan in order to begin the application and credit check process.  
  2. After applying for the Federal Direct Parent PLUS Loan, the parent will need to sign the Electronic Master Promissory Note (eMPN) by clicking on “Complete Loan Agreement (Master Promissory Note)” and then choosing “PLUS MPN for Parents” as the type.  For assistance with this process, the parent borrower should contact the Student Loan Support Center at 1.800.557.7394.
  3. Complete the LMU Parent PLUS Loan Form and fax it to 423.869.6347 or mail it to the Financial Aid office. 


NOTE:  The Federal Parent PLUS Loan is a low-cost education loan for parents to help cover the cost of attendance minus financial aid the student has already received.  Approval for the PLUS loan is based on your credit history, not your income.  If the parent applies and is denied a Federal Parent PLUS Loan, the student may be eligible to receive additional Federal Unsubsidized Stafford Loan funds.  LMU must receive confirmation of your Master Promissory Note before a loan will be certified and available for use toward enrollment expenses. 

Contact Us

For general inquiries, contact the Financial Aid Office at 423.869.6336.



423.869.3611 | 800.325.0900
6965 Cumberland Gap Parkway
Harrogate, TN 37752