Direct Parent Plus Loans
Welcome to the Direct Parent Plus Loan page for LMU. The federal Direct Parent Plus Loan is a low-cost education loan for parents of dependent students. Approval for this loan is based on the credit history of the parent borrower, not on the parents' income. To proceed with the online process, the parent borrower should follow the steps below:
- The parent must go to www.studentloans.gov, apply for the Parent PLUS loan and complete the Electronic Master Promissory Note (eMPN). Have your current PIN available or setup a PIN in order to sign in. The parent will need to click on “Start PLUS Application Process” and then choose “Parent PLUS” as the loan type.
- After applying for the Parent PLUS loan, the parent will need to sign the Electronic Master Promissory Note (eMPN) by clicking on “ Complete Master Promissory Note” and then choosing “Parent PLUS” as the loan type. For assistance with this process, the parent borrower should contact Direct Loans at 1.800.557.7394.
- Complete the LMU PLUS Loan Data Sheet and fax to 423.869.6347 or mail to the Financial Aid office. The data sheet may be printed here.
NOTE: The federal Parent PLUS loan is a low-cost education loan for parents to help cover the cost of attendance minus financial aid the student has already received. Approval for the PLUS loan is based on your credit history, not your income. If the parent applies and is denied a PLUS loan, the student may be eligible to receive additional Unsubsidized Stafford loan funds. LMU must receive confirmation of your Master Promissory Note before a loan will be certified and available for use toward enrollment expenses.
If the parent applies and is denied a Plus Loan, the student may be eligible to receive additional unsubsidized loans. Confirmation from this process will be sent to LMU by the Department of Education.
If you have any questions regarding financial aid, please contact our office. Financial aid counselors are assigned to students based on the first letter of the student's last name.
Front Desk: 423.869.6336
(A-F) Jonah Scent: 423.869.6274 or 1.800.325.0900, ext. 6274
(G-M) April Disney: 423.869.6491 or 1.800.325.0900, ext. 6491
(N-Z) Chad Robbins: 423.869.6824 or 1.800.325.0900, ext. 6824
Bryan Erslan, executive director: 423.869.6465 or 1.800.325.0900, ext. 6465